Can you imagine a world where you don't use credit cards to pay for your online orders? Dan Schatt, senior analyst with Celent LLC, can. He predicts that "credit card volume will drop below 50 percent of online-payment volume by 2009." With credit card payments on the decline Schatt expects that "alternative online payment initiatives will grow to over a quarter of all U.S. online payment volume within the next three years."
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