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Western Union®Gold Card Rewards Program
 The Gold Card connects you with family and friends
 With the Gold Card, it’s easy to keep in touch. That’s because it works like a rechargeable phone card and earns you Phone Time1 with every qualifying transaction2.
 Earn Phone Time
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Every time you use your Gold Card to send a qualifying transaction, you earn U.S. or international phone time - up to 10 minutes U.S. or up to 3 minutes international*+. |

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We load the phone time right onto your Card. |
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 Add Phone Time at special rates
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Your Gold Card acts as a rechargeable phone card and you can add minutes at special rates. |

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There are no connection or hidden fees associated with the Card. |

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We’ll give you up to 30 bonus minutes with recharges of $30 or more. |

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Recharge using cash at participating Western Union locations. |

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Recharge using a credit card online or by calling 1-888-520-7924. |
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 Questions about Gold Card Phone Time? Learn more about the rechargeable phone functionality contained on your Gold Card. Frequently asked questions about the Gold Card.
* Rewards modified on July 2, 2007, as shown.
+ Phone times may vary when sending from the Fresno or Minneapolis metro area. Subject to change without notice.
1 Phone service provided by a third-party telecommunications provider and not Western Union. For customer service and current rate information call 1-888-520-7924. Calls are billed in 1-minute increments and are rounded up to the nearest penny. Phone time rewards expire 90 days after award date. Prepaid minutes expire 365 days after latest recharge.
CALLS INITIATED FROM A PAY PHONE ARE SUBJECT TO A SURCHARGE OF 90¢. As of May 15, 2007, the maximum charge per minute for calls within the continental U.S. is 3.9¢. International rates differ according to destination; calls to cellular phones will be billed at higher rates. Rates are subject to applicable taxes and may change without notice. Calls to 700, 900 or certain toll-free numbers or operator-assisted calls may be blocked or charged at a higher rate.
2 Valid only for Western Union Money Transfer® and Western Union® Quick Collect® transactions completed in the US at participating Agent locations, by calling 1-800-CALL-CASH®, or at westernunion.com. Excludes all Prepaid Services, Convenience PaySM, and Western Union Money Transfer® @ ATM and Money Transfer by Phone transactions.



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