Join us now to get our best rates plus $0 fee on your first transfer! *

Select your receiver’s country to check our competitive rates

1.00 =
USD
00.00
*Only available for new customers. FX rate offer is good for a limited time. Western Union makes money off currency exchange. $0 fee not available for credit cards and transfers to Cuba.

We encrypt your transfers

We are committed to keeping your data secure

We’ve sent money around the world for over 160 years

Send money to Ghana

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Register now to get better exchange rates and $0 fees on your first transfer*.
*FX gains apply. Not available for credit cards.

Convert {senderCurrencyCode} to {receiverCurrencyCode} with Western Union to send money internationally.

Check Rates

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Exchange rates and fees shown are estimates and are subject to change. They may vary by a number of factors, including the payment and delivery methods. To check current rates, go to Send money.

FX: 1.00 USD = from to

USD
You Save {{feeDifference}} on fee
Receiver gets {{extraMoney}} more

We encrypt your transfers.

We are committed to keeping your data secure.

Convenient ways to send and receive money

Ready to send money?

Send money to Ghana in a few taps with our app

Save receiver bank account details3 so you can resend money speedily.

Track your transfer when sending money to Ghana in real time.

Begin the transfer process on the app or online and finish at an agent location.

Scan the QR code to download the WU app.
4.8/5
4.5/5

Rating as of December 2021.

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More information on how to send money to Ghana from the US

Pay for minutes from miles away

Staying connected is important, and you deserve to be able to share stories across the world, wherever you are. You can buy prepaid phone minutes for your loved ones with multiple providers.

Learn more

Check your conversion rate

Use our currency converter tool to find out the expected exchange rate from US Dollars (USD) to Ghanaian Cedi (GHS). Then you’ll know how much you need to pay.

Convert your dollars

Send money to Ghana bank accounts

Be there when your family and friends need you most by sending money direct to their bank accounts from the US.

Send now

Reasons to choose Western Union®

Choose the way you want to pay

Online, in person or via our app – there are ways to send money to Ghana that suit everyone’s needs.

Connecting you across the world

Western Union reaches across the globe to connect you with family and friends in a few quick steps.

Reliable transfers

Our fraud prevention efforts aim to give you peace of mind.

Free to register

It’s free to register for a Western Union profile, so you can start sending money to Ghana today.

Sign up to send money to Ghana today

Track your transfers on the go

Keep track of your money as it’s transferred to family members in Ghana with your unique Money Transfer Control Number (MTCN).

Save receiver details

 

Register and save bank account details3 to make repeat payments quick and easy.

Schedule and organize transfers

No more missing payments – organize all your transfers in advance to make sure you’re on top of everything.

Frequently asked questions

How much money can I send to Ghana?

The most money you can send to Ghana is $5,000, when sending from your bank account to your loved one’s personal account.

However, if you want to transfer money to a mobile wallet in Ghana, you are limited to $2,500.

How do I send money online to Ghana?
  1. Register for a Western Union profile.
  2. Navigate to the ‘send money’ page and search for the country you wish to transfer to, in this case Ghana.
  3. Enter the amount you want to send.
  4. Select a collection method – cash pickup, bank account or mobile wallet deposit.
    You can then choose to pay by credit2 card, debit card or with a bank account.
  5. If sending to a bank account, enter all account details3 we request about your receiver and their bank.
  6. Click ‘Send’ and pay for your transfer with a credit2 or debit card, or bank account.
  7. Once you’ve done this, you will receive your unique tracking number.
What do I need to send money online to Ghana?

All you need to send money to Ghana is a bank account number, SWIFT BIC, and a purpose of transfer statement.

How do I send money to Ghana from a Western Union agent location?
  1. Find an agent location.
  2. Head to the counter with proof of ID, a bank statement, and your receiver’s bank account information.
  3. Pay with cash, or a debit or credit2 card and you’ll be given a receipt with your Money Transfer Control Number (MTCN).
How can I send money to a Ghana bank account?

You can choose from sending money to Ghana online, in person at one of our more than 59,0001 US agent locations, or via our handy mobile app.

1 Agent locations count valid as of June 30th, 2021.

2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

3 Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)