About the Western Union®
Gold Card Rewards Program

You could be earning rewards and saving time and money with a Western Union® Gold Card1. The more you use your Gold Card, the more you earn great rewards. With each qualifying Western Union Money Transfer® or Quick Collect® transaction, you can save time, earn rewards and phone time3.
Gold Card benefits vary in Philadelphia, Raleigh, and Orlando markets.
Here's how the Gold Card can work for you:
Save Time and No More Forms*.

As a Gold Card member, your information is easily retrieved when you send a qualifying money transfer* or bill payment*; online, over the phone or at one of our participating Agent locations. Plus, when you use your Gold Card to send qualifying transfers from an Agent location, you no longer need to use the green Send Form, blue Quick Collect Form or the Mexico Form, saving you even more time. Just hand your Card to the Agent clerk.

Earn Rewards.

Earn 5, 10 or 15 Reward Points to redeem for service fee reductions4, gift cards, merchandise and more.

You earn Reward Points based on the total fees you spend per transaction.



View all the Gold Card Rewards.

To check or redeem your points, call 1-877-984-0469.

Earn Phone Time.

Earn up to 10 minutes domestic or 3 minutes international phone time with qualifying transactions. Plus you can use your Gold Card as a handy, rechargeable phone card by adding more minutes anytime at a great value. It's one more way the Gold Card helps you reach out to friends and family.

Learn more about the Phone Card feature.

How to Join
It's easy. Call 1-877-984-0469 to enroll today. You can start earning Reward Points with the next qualifying transaction you send.

Questions?

Find the answers to frequently asked questions about the Gold Card.

View the Western Union® Gold Card Agreement in English

View the Western Union® Gold Card Agreement in Spanish


* FORMLESS TRANSACTIONS ARE NOT AVAILABLE FOR THE DIRECT TO BANK SERVICE OPTION AND MONEY TRANSFERS SENT FROM THE U.S. TO CUBA.

1 Certain features of the Western Union® Gold Card are only available at Western Union Agent locations equipped with PC computers. The Gold Card is property of Western Union, and the Gold Card program may be cancelled without notice. Other restrictions and limitations may apply. See the Western Union Gold Card Agreement for more details.

2 Rewards subject to change without notice.

3 Phone service provided by a third-party telecommunications provider and not Western Union. For customer service and current rate information call
1-888-520-7924. Calls are billed in 1-minute increments and are rounded up to the nearest penny. Phone time rewards expire 90 days after award date. Prepaid minutes expire 365 days after latest recharge. CALLS INITIATED FROM A PAY PHONE ARE SUBJECT TO A SURCHARGE OF 90 cents. As of March 1, 2008, the maximum charge per minute for calls within the continental U.S. is 3.9 cents. International rates differ according to destination; calls to cellular phones will be billed at higher rates. Rates are subject to applicable taxes and may change without notice. Calls to 700, 900 or certain toll-free numbers or operator-assisted calls may be blocked or charged at a higher rate.

4 Service fee reductions apply to a future Western Union service fee for a single Western Union Money Transfer® or Quick Collect® transaction only.

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